Does TD Bank Belong in the Future?

No, unless they change two fundamental things, ASAP

The latest Matereality assessment, examining TD Bank — free, open-source, created from public disclosures.

I conducted a Matereality assessment on Toronto-Dominion Bank (aka TD). The assessment deck is free to access, download, or share here. A brief video explaining the findings is here. If you see any mistakes or have feedback, I’d be glad to hear from you publicly in the comments, or privately here.